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Franchise

The franchise segment is a thriving component of the Australian small business sector, employing well over 700,000 people, and contributing $128 billion to our economy.

While franchise business models are highly successful and innovative, each one is unique in its own right, and requires a specialised approach when it comes to an insurance solution.

There are numerous benefits related to being part of a franchise system for both franchisees and the franchisor, however there are still risks associated with owning and operating a franchise.

  • Material loss or damage to your property
  • Business interruption which affects your income stream
  • Public or Products Liability claims
  • Machinery Breakdown which could see substantial spoilage of stock
  • Claims against management for wrongful acts including bullying, harassment or unfair dismissal
  • Dishonest acts by employees – 43% of businesses never recover funds as a result of fraud (Dual, 2014).

We have over 35 years’ experience managing the insurance and risk programs on behalf of many prominent Australian franchises. Whitbread strive to protect your assets, liabilities and your key people.

Our specialist insights and expertise in this space will ensure that you are best equipped to handle any unexpected events which may affect the continued success of your franchise business.

We develop insurance solutions for both the franchisee and the franchisor.

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The Whitbread Channel

Social
whiteroom
Claire Whitbread

Well, renewal time has come around again and all your annual policy paperwork has arrived just in time. What to do!? Just pay the premiums and think nothing of it for another 365 days? Think again! Lidia Siljanoski our personal insurance specialist explains.

News
Corporate Travel
John Paul Whitbread

Such events often lead to extremely volatile and dangerous periods of civil unrest as tensions reach boiling point, and unfortunately it can be inevitable for tourists to become caught in the fallout.

Insight
Strata Insurance Colour Building
Lia de Sousa

Strata Insurance is designed to protect you and your property as a lot owner. It provides general insurance cover for common property under the management of a strata title or body corporate entity. The premiums for strata insurance are typically shared amongst the lot owners as part of their strata...

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