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Director & Officers

Directors and Officers take on a significant amount of responsibility in carrying out their duties and obligations when running a company. This leads to a significant degree of financial exposure to Directors and Officers if they are found personally liable for any alleged or actual wrong doing.

Directors and Officers insurance is designed to provide the company and its directors and officers, with protection against the risks of managing a business.

You can incur substantial financial loss if you are deemed liable for causing loss or damage to a third party as a result of your actions or lack of an appropriate response.

Claims under Directors and Officers Liability insurance can be made following wrongful acts committed against:

  • Competitors for unfair advantage
  • Workers who claim unfair dismissal
  • Government Authorities for innocent breach of legislation
  • Shareholders due to financial loss

Director and Officers insurance can empower you to make decisions for your business with confidence knowing that your personal assets are protected.

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer specific policy wording for inclusions, exclusions, terms and conditions. 

Covered Features

  • Director & Officers Legal representation costs

    Legal representation costs

    Cover for representation costs when Directors or Officers are required by law to be present for an investigation or inquiry regarding the organisation.

  • Director & Officers Legal defence costs

    Legal defence costs

    Cover for legal fees and costs incurred in the investigation and defence of a Directors and Officers claim.

  • Director & Officers Compensation

    Compensation

    Cover for any compensation or damages payable as a result of the Director and Officers claim outcome.

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