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Environmental Impairment Liability

Tightening legislation and public scrutiny around the detrimental impact that business continues to have on the environment has made it imperative for organisations to have Environmental Impairment Liability insurance.

Environmental Liability insurance protects the company and its Directors and Officers if they are found liable for breaching environmental laws, causing harm to surroundings.

Environmental Liability Insurance has been developed as a solution to protect your business from this emerging risk.

Environmental Liability provides a range of covers largely not included under General Liability policies.

  • Coverage for gradual as well as sudden and accidental pollution conditions
  • Coverage for historic conditions and operational exposures
  • On site clean-up of pollution conditions

We aim to deliver an insurance solution that allows you to plan for the future of your business with greater certainty. We want to be a partner in your success.

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions

Covered Features

  • Environmental Impairment Liability Business Disruption

    Business Disruption

    Cover disruption to property owner and adjoining business.

  • Environmental Impairment Liability Natural Resource Damage

    Natural Resource Damage

    Provides cover against both sudden and/or gradual events causing pollution damage to natural land, air and or water resources.

  • Environmental Impairment Liability 3rd Party Liability

    3rd Party Liability

    Covers Pollution related Bodily Injury and Property Damage claims arising from third parties.

  • Environmental Impairment Liability Clean up Costs & Expenses

    Clean up Costs & Expenses

    Covers clean-up costs to own site and third party premises, as well as additional expenses associated with pollution related events.

  • Environmental Impairment Liability Fines & Penalties

    Fines & Penalties

    Covers Statutory fines and penalties imposed by government regulatory bodies.

  • Environmental Impairment Liability Premises & Contractors

    Premises & Contractors

    Covers a broad range of pollution liability protection for owners & renters of a premises for both first party & third party environmental liability as well as for contractors and sub-contractors while performing operations at a job site.

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