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Medical Malpractice

In running a healthcare business, the actions of your employees extends far beyond patient care.

Whitbread has sourced a medical malpractice policy for medical and healthcare establishments that gives you the confidence to do what you do best, care for your clients.

Medical Malpractice insurance covers your practice for damages, claimants costs and expenses and your legal defence costs for claims made against the clinic. 

It also provides cover for the non-medical employees of the clinic who are not legally required to take out their own indemnity policy i.e. receptionists.

The policy is designed for healthcare establishments, practices and clinics including:

  • Acupuncturists 
  • Optometrists
  • Chiropodists
  • Osteopaths
  • Day surgeries 
  • Pathology labs
  • Dieticians 
  • Physiotherapists
  • Imaging & diagnostic clinics
  • Psychologists
  • IVF clinics 
  • Radiographers
  • Medical centres
  • Sonographers
  • Opticians
  • Dentists
  • Naturopaths
  • Nursing homes & retirement villages

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer specific policy wording for inclusions, exclusions, terms and conditions. 


Covered Features

  • Medical Malpractice Privacy Complaints

    Privacy Complaints

    Claims against you if you inadvertently breach privacy laws, such as laws relating to patient records.

  • Medical Malpractice Inquiry Costs

    Inquiry Costs

    Costs for your attendance at inquiries into your professional conduct.

  • Medical Malpractice Public Relations Expenses

    Public Relations Expenses

    The cost of hiring a public relations firm to prevent or limit the adverse effects of negative publicity.

  • Medical Malpractice Employee & Principal

    Employee & Principal

    Claims against you that arise out of fraud by your employees or principals

  • Medical Malpractice Good Samaritan Acts

    Good Samaritan Acts

    Your liability where you or one of your employees render or fail to render first aid and assistance in an emergency situation or accident.

  • Medical Malpractice Contractors and Consultants

    Contractors and Consultants

    Your legal liability for the acts of contractors and consultants.

  • Medical Malpractice Statutory Liability

    Statutory Liability

    Defence costs at proceedings brought under OH&S or environmental law and, to the extent permitted by law, fines imposed under that law or other compensatory civil penalties.

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