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When life doesn’t go to plan, Whitbread are here for you to keep things moving forward. We can help you to maintain a sense of normality and security for your family when unexpected events present themselves.

We strive to deliver income protection and life insurance solutions that give you peace of mind, empowering you with the freedom to think ahead and plan for the future with greater certainty.

Specialist advice & recommendations

There are a number of different Life policy options available that can see you through difficult times, create stability for your loved ones, and make it easier for you to get your life back on track.

Our specialist advisor will sit down with you to guide you through the process, providing recommendations and advice on the specific products available to suit your needs.  Extra care is always taken to see that your solution aligns perfectly with your lifestyle to protect the loved ones who depend on you. 

We can provide you with protection in the following areas:

If you would like a specialist financial advisor to review your specific circumstances and recommend appropriate coverage options, please call Michael Giansiracusa on 1300 424 627. Alternatively, scroll down to fill in the General Enquiry form below. 

Your Duty of Disclosure

When applying for a Life Insurance policy, you have a duty to disclose or report any personal information to the insurer that might be relevant to your cover. This obligation starts from the moment you commence filling out an application form, to when your application is accepted,

To understand the concept around Duty of Disclosure further, and how incorrect information could impact your cover down the track, please watch this short video:



If you do not wish to obtain personal advice, you can get a quote and pay for your insurance online, please click below.


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Whitbread Life Pty Ltd is a corporate Authorised Representative of Affinia Financial Advisers Limited ABN 13 085 335 397 | AFSL No. 237857 trading as Whitbread Life


Affinia Financial Services Guide Part 1 (Sept 2016)

Whitbread Affinia Adviser Profile 22 12 14


Find out more about the Whitbread Life claims service and lodgement process here.



All of the material published on this web site is for information purposes only and does not constitute advice. This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a Financial Adviser, whether the information is appropriate in light of your particular needs and circumstances.

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