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Farm

From fencing, to livestock or expensive agricultural machinery, farm risks are diverse in size and purpose. Whether you have a hobby farm, or run a commercial farming enterprise, a farm pack insurance solution can be formulated to align with the unique nature of your risk.

Farm pack insurance policies are specifically designed to cover a wide range of farm risks including your domestic home on the property. We will work in close partnership with you to identify your specific risks, and source a farm pack policy solution that ensures your key assets and liabilities are protected. We strive to deliver you an insurance solution that empowers you to plan for the future with greater certainty.

The following cover sections can be added or removed to align with your specific farm risk requirements:

  • Domestic Property and Contents e.g. your homestead and personal contents
  • Farm Property e.g. free standing silos, windmills, electronic equipment like laptops, CB radios or mobiles
  • Farm machinery e.g. tractors, pumps, irrigation
  • Hay, grain, livestock, fencing and trees
  • Road Transit e.g. damage to livestock or farm machinery whilst on travelling on the road
  • Business Liability e.g. your liability exposure for injury or damage to property as a result of straying stock or farm machinery
  • Business Interruption 
  • Machinery Breakdown
  • Personal Accident
  • Public Liability

Please Note: Below are some of the more common insurance policy features, however, the list is not exhaustive and some features may not be offered by certain insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions. 

Covered Features

  • Farm Domestic Property

    Domestic Property

    Covering the domestic residence/s, including Contents cover.

  • Farm Farm Property

    Farm Property

    This covers all farm buildings such as machinery sheds, hay sheds, silos, amenity buildings and their contents.

  • Farm Fencing

    Fencing

    Covering all shared fencing and fencing which you are 100% responsible for against fire claims.

  • Farm Public Liability

    Public Liability

    Covering claims for negligence against the farmer for damage to property or injury to persons on site as a result of any farming activities.

  • Farm Livestock

    Livestock

    Covering cattle, sheep or other livestock against fire, full death cover policies are also available for valuable breeding animals.

  • Farm Tractors/Machinery

    Tractors/Machinery

    Covering tractors and other mobile equipment against accidental damage as a result of an accident, as well as fire and theft covers.

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