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Wheelchair Accessible Vehicles

Wheelchair Accessible Vehicle insurance is tailored specifically for users of wheelchair accessible vehicles driven for private use only.

The Wheelchair Accessible Vehicles insurance policy for Holden Combo, Renault Kangoo/Liberte, Citroën Berlingo and VW Caddy covers you for: 

  • Loss or Damage
  • Theft
  • Accidental Damage
  • Third Party Liability Cover

Additional covers and limitations

  • Replacement with a new vehicle if a total loss occurs within three years and has not travelled more than 50,000 kilometres. 
  • Choice of repairer - the insurer will recommend a licensed repairer, or you may choose your own repairer, provided the cost of repairs does not exceed the adjusted repair cost determined by an external assessor. The insurer will either authorise repairs or pay the reasonable cost of repairs. 
  • Hire car extension - if your vehicle requires repairs following damage, and you have comprehensive cover, the policy can reimburse you for reasonable taxi or public transport fares to both drop-off and pick-up your vehicle from the repairer. The maximum cover is for 21 days.
  • Windscreen extension - cover for one excess free windscreen or window claim each year. This will not effect your "no claim bonus". 
  • "At fault" protection for one claim - the policy will protect your "no claim bonus" for one "at fault claim" during your period of insurance. If you make more than one "at fault claim" during your period of insurance, your "no claim bonus" will be reduced at the next renewal of your policy. 
  • Basis of valuation - the sum insured is Market Value plus the new replacement cost of modifications up to a maximum insured sum of $50,000 for all models, except the Kangoo Liberte, which has a sum insured of $60,000, and the Caddy which has a maximum sum insured of $70,000. 

Subject to terms and conditions of the policy.

Cover available for drivers under the age of 25 (Subject to referral).

Click here to obtain our Freewheeler Insurance Application form or contact one of our specialist brokers via the General Enquiry form below.

 

The above information is a summary of the policy wording and should only be considered as general advice. It is not intended to take the place of personal advice. Before acting on this information you should consider the appropriateness of this advice to your particular objectives, needs and financial situation. For a full explanation of policy terms, conditions and limits you should refer to the Product Disclosure Statement PID0301 REV 15 11-16 which can be obtained from our office. Cover is subject to underwriting acceptance criteria.  This product is issued by CGU Insurance Limited | ABN 27 004 478 371 | AFS License No. 238291.

Covered Features

  • Wheelchair Accessible Vehicles  Windscreen Extension

    Windscreen Extension

    Covers you for one excess free windscreen or window claim each year. This will not affect your "No claim bonus". 

  • Wheelchair Accessible Vehicles  Replacement Vehicle

    Replacement Vehicle

    Replacement with a new vehicle if a total loss occurs within three years and has not travelled more than 50,000 kilometres. The vehicle replacement must occur as a result of an incident the insurer has agreed to cover. 

  • Wheelchair Accessible Vehicles  One at Fault Claim Protection

    One at Fault Claim Protection

    The policy will protect your "no claim bonus" for one "at fault claim" during your period of insurance. If you make more than one "at fault claim" during your period of insurance, your "no claim bonus" will be reduced at the next renewal of your policy. 

  • Wheelchair Accessible Vehicles  Comprehensive Motor Policy

    Comprehensive Motor Policy

    Cover for theft of, or accidental destruction of or damage to your vehicle and cost of modifications for wheelchair access. 

  • Wheelchair Accessible Vehicles  Basis of Valuation

    Basis of Valuation

    The sum insured is “Market Value” plus the new replacement cost of modifications up to a maximum insured sum of $50,000 for all models, except the Kangoo Liberte, which has a sum insured of $60,000, and the Caddy which has a maximum sum insured of $70,000. 

  • Wheelchair Accessible Vehicles  Hire Car Extension

    Hire Car Extension

    If your vehicle requires repairs following damage, and you have comprehensive cover, the policy can reimburse you for reasonable taxi or public transport fares to both drop-off and pick-up your vehicle from the repairer. The maximum cover is for 21 days. 

  • Wheelchair Accessible Vehicles  Choice of Repairer

    Choice of Repairer

    The insurer will recommend a licensed repairer, or you may choose your own repairer, provided the cost of repairs does not exceed the adjusted repair cost determined by an external assessor. The insurer will either authorise repairs or pay the reasonable cost of repairs. 

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