Public Liability
Covers the Owners Corporation up to the sum insured for their legal liability following an occurrence that causes personal injury or property damage.
Common Ground Liability
Insurance can often be overlooked in smaller properties where the only common property is a driveway or fence. Common Ground Liability Insurance provides public liability cover for two lot subdivisions.
As subdivisions of two lots are exempt from many of the sections and divisions of the Owners Corporation Act and are not required to purchase Strata Insurance, many property owners only learn that they need public liability insurance when they go to sell their property.
Whitbread can help you source an appropriate level of cover to ensure you are protected and not at risk of being held personally liable for any accident or injury that occurs on shared or ‘common ground’.
