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Common Ground Liability

Insurance can often be overlooked in smaller properties where the only common property is a driveway or fence. Common Ground Liability Insurance provides public liability cover for two lot subdivisions.

As subdivisions of two lots are exempt from many of the sections and divisions of the Owners Corporation Act and are not required to purchase Strata Insurance, many property owners only learn that they need public liability insurance when they go to sell their property.

Whitbread can help you source an appropriate level of cover to ensure you are protected and not at risk of being held personally liable for any accident or injury that occurs on shared or ‘common ground’.

 

Covered Features

  • Common Ground Liability   Public Liability

    Public Liability

    Covers the Owners Corporation up to the sum insured for their legal liability following an occurrence that causes personal injury or property damage.

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News
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Renee Cassidy

With Stage 4 Coronavirus restrictions having been imposed in the Melbourne metropolitan area for several weeks, there has been an impact to the way businesses are legally allowed to operate for the duration of this period.

Unfortunately these restrictions have had an unprecedented impact on the progression of insurance claims, whereby builders and other repair and maintenance companies are only legally permitted to carry out a very limited scope of works.

Insight
Residential Strata
Lidia Siljanoski

Its renewal time again and your annual policy paperwork has arrived just in time. What to do!? Just pay the premiums and think nothing of it for another 365 days? Think again!

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